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1. Introduction

1.1 Purpose: 

These Terms of Use ("Terms") govern your access to and use of the Cedar Rose website. By accessing or using our Website, you agree to comply with and be bound by these Terms. The purpose of these Terms is to outline the rules and guidelines that apply to your use of our Website, ensuring a safe and informed online environment. When you purchase products or services from Cedar Rose, you will be subject to separate terms and conditions specific to those products or services. These additional terms will govern the purchase and use of the relevant products or services and will take precedence over these Terms of Use where applicable. By using the Website, you acknowledge and agree that your use of the Website is governed by these Terms of Use, and your purchase of any products or services will be governed by the applicable terms and conditions associated with those products or services. 

1.2 Acceptance of Terms: 
By accessing or using the Cedar Rose Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with any additional guidelines, policies, or rules which are incorporated into these Terms of Use by reference and those that may be posted on the Website. If you do not agree to these Terms, you must discontinue use of the Website immediately. 

 

2. Definitions 

For the purpose of these Terms, the following key terms shall have the meanings set forth below: 

2.1: "Website": Refers to the Cedar Rose website, including all webpages, subdomains, and content accessible at (https://www.cedar-rose.com/), as well as any other related services, platforms, APIs or applications operated by Cedar Rose. 

2.2: "Content": Includes, but is not limited to, text, graphics, images, videos, reports, data, software, designs, guides and any other materials available on the Website. 

2.3: "User": Refers to any individual or entity that accesses or uses the Website, whether or not they have registered an account. 

2.4: "Company": Refers to Cedar Rose Int. Services Ltd, the owner and operator of the Website, including its affiliates, subsidiaries, officers, directors, employees, and agents. 

2.5: "Services": Refers to the various products, services, and resources offered or advertised by Cedar Rose through the Website, including but not limited to business intelligence reports, credit risk analysis, due diligence services, and any other information or tools provided by Cedar Rose. 

2.6: "Resources": Refers to all materials available on the Cedar Rose Website, including but not limited to reports, data, analyses, guides, whitepapers, blogs, news events, insights, podcasts, other informational Content and Resources provided for general informational purposes. 

 

3. Website User Conduct 

3.1 Permitted Uses 
As a User of the Cedar Rose Website, you are granted a limited license to access and use the Website and its Content for lawful purposes. Permitted uses include: 

  • Accessing and viewing the Content for informational purposes only.  
  • Downloading or printing copies of materials and resources provided by Cedar Rose for your own non-commercial use, provided that you do not modify the materials and respect all of Cedar Rose’s intellectual property rights. Users are expressly prohibited from copying, reproducing, distributing, publishing, transmitting, or otherwise disseminating any of Cedar Rose’s informational Resources without Cedar Rose’s prior written consent. This includes sharing or redistributing such Resources via any electronic or non-electronic means, including on social media or other online platforms. 
  • Engaging with any interactive features, forums, or other tools made available on the Website in accordance with these Terms. 

3.2 Prohibited Activities 
Users of the Cedar Rose Website are strictly prohibited from engaging in the following activities: 

  • Unauthorized Access: Attempting to gain unauthorized access to the Website, its related systems, or any accounts, databases, or networks connected to the Website. 
  • Data Scraping: Using automated tools, such as bots, spiders, or scrapers, to collect data or Content from the Website. 
  • Misuse of Content: Copying, reproducing, distributing, modifying, or publicly displaying any Content from the Website without Cedar Rose’s prior written consent, except as expressly permitted by these Terms. 
  • Impersonation: Impersonating any person or entity or falsely stating or otherwise misrepresenting your affiliation with any person or entity including by submitting misleading information, such as false credentials or inaccurate details. 
  • Unlawful Activity: Disrupting the operation of the Website or gaining unauthorized access to information, engaging in any activity that violates applicable laws or regulations, including but not limited to laws related to intellectual property, data privacy, and cybersecurity. 

3.3 User Responsibilities 
Users are responsible for: 

  • Ensuring that their use of the Website and its Content complies with all applicable laws and regulations. 
  • Refraining from engaging in any of the prohibited activities listed in Section 3.2. 
  • Respecting the intellectual property rights of Cedar Rose and other third parties as described in these Terms. 
  • Safeguarding their account information, if applicable, and not sharing their login credentials with others. 
  • Immediately report any unauthorized use of their account or any other breach of security to Cedar Rose. 

4. Content and Intellectual Property 

4.1 Ownership of Content 

All content on the Cedar Rose Website, including but not limited to text, graphics, images, videos, reports, data, software, designs, and any other materials (collectively, "Content"), is the property of Cedar Rose Int. Services Ltd or its licensors and is protected by all applicable copyright, trademark, database and other intellectual property laws. The compilation, arrangement, and presentation of all Content on the Website is the exclusive property of Cedar Rose. 

4.2 License to Use 

Cedar Rose grants you a limited, non-exclusive, non-transferable license to access and use the Content for your personal, non-commercial purposes, in accordance with these Terms. This license is conditional on your compliance with these Terms and does not transfer any rights, title, or interest in the Content to you. You may download, view, or print copies of the Content for your personal, informational use, provided that you do not remove or modify any copyright, trademark, or other proprietary notices. 

4.3 Restrictions on Use 

Except as expressly permitted by these Terms, you may not: 

  • Copy, reproduce, distribute, publish, display, perform, modify, create derivative works from, transmit, or exploit any Content from the Website without the prior written consent of Cedar Rose. 
  • Use any Content for commercial purposes or for any public display (commercial or non-commercial). 
  • Reverse engineer, decompile or disassemble any software or other technology contained in the Content. 
  • Use any meta tags or any other "hidden text" utilizing Cedar Rose’s name or trademarks without the express written consent of Cedar Rose. 
  • Frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Cedar Rose without express written consent. 

4.4 Third-Party Content 

The Cedar Rose Website may include content from third-party sources or links to external websites ("Third-Party Content"). Cedar Rose does not control, endorse, or assume any responsibility for Third-Party Content. You acknowledge that Cedar Rose is not responsible for the accuracy, legality, or appropriateness of any Third-Party Content, and your use of such content is at your own risk. Any dealings you have with third parties found on or through the Website are solely between you and the third party. 

 

5. Disclaimers 

5.1 General Disclaimers 

The Cedar Rose Website and its Content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, Cedar Rose disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and title. Cedar Rose does not warrant that the Website or its Content will be uninterrupted, error-free, secure, or free from viruses or other harmful components. Cedar endeavours to ensure that the information provided on the Website is accurate and up-to-date. However, the Website and its Content may contain errors, omissions, or inaccuracies. To the fullest extent permitted by applicable law, Cedar Rose disclaims all liability for any such errors, omissions, or inaccuracies and makes no representations or warranties regarding the completeness, accuracy, reliability, or availability of the Content. You acknowledge and agree that your use of the Website and its Content is at your own risk. 

The resources available on the Cedar Rose Website, including but not limited to newsletters, whitepapers, guides, reports, and data (collectively, "Resources"), are provided for general informational purposes only. These Resources are intended to offer insights and information about Cedar Rose’s services and related topics but are not tailored to any specific user’s situation. 

5.2 Informational Purpose and Disclaimer of Professional Advice 

The Content and Resources provided on the Cedar Rose Website are for informational purposes only and are not intended to be used or relied upon as or substitute for legal, financial, or other professional advice. Cedar Rose makes no representations or warranties regarding the accuracy, completeness, or reliability of the Content and Resources.  

5.3 Reliance on Content 

Users of the Cedar Rose Website are advised not to rely on the Content for making decisions or taking action. Cedar Rose shall not be liable for any decisions made or actions taken based on the Content, and you agree to assume all risks associated with your use of the Content. Cedar Rose recommends that you seek independent professional advice tailored to your specific circumstances before acting on any information provided on the Website. 

5.4 Exclusion of Certain Damages 

In no event shall Cedar Rose, its affiliates, subsidiaries, officers, directors, employees, agents, licensors, or suppliers be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to loss of profits, loss of data, loss of business opportunities, or any other intangible losses, arising out of or in connection with your access to, use of, or inability to use the Website or its Content and Resources. 

This exclusion applies to all claims, whether based on warranty, contract, tort (including negligence), or any other legal basis, and whether or not Cedar Rose has been advised of the possibility of such damages.  

 

6. Data Privacy  

6.1 Privacy Policy Incorporated by Reference 

Cedar Rose respects your privacy and is committed to protecting your personal data. Our practices regarding the collection, use, and storage of your data are described in our Privacy Policy. By using the Website, you agree to the terms of our Privacy Policy, which is incorporated by reference into these Terms. We encourage you to read the Privacy Policy carefully to understand how we handle your personal data. 

6.2 Cookie Policy Incorporated by Reference 

The Cedar Rose Website uses cookies and similar technologies to enhance your browsing experience, analyze website traffic, and provide personalized content. Cookies are small text files stored on your device that allow us to recognize you and remember your preferences. By using our Website, you consent to the use of cookies as described in our Cookie Policy. You have the option to disable cookies through your browser settings; however, doing so may affect your ability to use certain features of the Website.  

 

7. Changes to Terms 

Cedar Rose reserves the right to modify, amend, or update these Terms of Use at any time without prior notice. Any changes will become effective immediately upon being posted on the Cedar Rose Website. It is the user’s responsibility to review these Terms periodically to stay informed of any updates. By continuing to use the Website after any changes have been posted, you accept and agree to the modified Terms. 

 

8. Contact Information 

If you have any questions, concerns, or inquiries regarding the Cedar Rose Website or these Terms of Use, please contact us at:
Cedar Rose Int. Services Ltd.

Email: info@cedar-rose.com
Phone number:  (+357) 25 346630
Head Office: 
Office 2A, Floor 2,
Omiros & Araouzos Tower
25 Olympion Street, Limassol, 3035, Cyprus

Our support team is available to assist you with any issues or queries you may have regarding the use of our Website.